The charm is not stainless steel and can tarnish with time (you can coat it with colorless nail polish to prevent it from tarnishing)
The chain is stainless steel.
Crystal pendant is bought separately. Tap here and here to see all the available pendants.
Only available in gold.
The letters also comes in black and gold. Tap here to see.
You can ask us to place them in your bracelets. Just purchase "charm only". Comment on the check out that you want it placed in the bracelet you ordered.